Savings and Certificates

Citizens Bank of the Midwest offers a variety of Saving, Certificate of Deposit (CD) and Individual Retirement Accounts (IRA) to fit most needs.  All accounts are federally insured by the Federal Deposit Insurance Corporation (FDIC).
To use the FDIC's Electronic Deposit Insurance Estimator (EDIE) click the link below.


EDIE Calculator.


Passbook Savings

  • Passbook Savings provides quick access to deposits
  • Only $10.00 Required to Open
  • No Minimum Balance Required
  • Interest Compounded Quarterly
  • Free Online Banking
  • Free ATM Card

Certificate of Deposit (CD)

  • 3 Month to 10 year Terms
  • FDIC Insured
  • Flexibility of Several Options
    • Competitive Rates
    • Maturities
  • Interest can be paid to the customer or reinvested back into the CD
  • Automatically renewable at maturity
  • Contact us for current interest rates

Christmas Club

  • Save money for Christmas while earning interest
  • No Minimum Balance Required
  • Competitive Rates

Traditional & Roth Individual Retirement Account (IRA)

  • 1 Year to 10 Year Terms
  • Contact us for current interest rates
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