Loan Programs
VA - up to 100% financing on purchases, IRRRL (interest rate reduction/streamline refinance)
USDA - up to 100% financing on purchases 1
FHA - 3.5% down payment on purchases
Conventional – up to 95% financing on purchases
HomeReady – 3%-5% down payment, income limits per household
- In-house servicing
- Fast turnaround and closing
- Programs with up to 100%* financing
- Fixed rate programs
- Extensive mortgage lending experience
- Serving the financial needs of our members for over 50 years
1. Property must be eligible for USDA financing and there are income limits per household that cannot be exceeded. If appraisal comes in over purchase price, you can include closing costs in the amount between the purchase price and appraised value.